Helping Texas Businesses Build, Expand, and Thrive

Specializing in SBA 504 loans that help businesses secure affordable, stable growth.

Plan, Calculate, and Stay Informed

Current Interest Rates

The 504 Loan Program provides a 25-year fixed rate for 30% to 40% of the project, with no balloon or interest rate reset.

25-yr
6.12%
*Manufacturers 5.87%

20-yr
6.17%

10-yr
5.87%

Get Started Today

At GTCC, we guide you through every step—helping you understand your options, gather the right documents, and move quickly toward approval. Whether you’re ready to apply today or just exploring possibilities, we’re here to make the process clear and straightforward.

The Latest News

Stay informed with the latest updates from GTCC and the SBA. From interest rate changes to latest industry news, and new financing opportunities, we keep you up to date on everything that matters for your business growth.

30+

Years of SBA 504
Expertise

$2 Billion

Small Business
Financing Deployed

800+

Projects Funded

9,900+

Jobs Created and
Retained Locally

30+

Years of Experience

Who We Are

Your Partner in Business Expansion

Guiding Texas businesses through small business financing options with expertise and care.

Greater Texas Capital Corporation (GTCC) has been helping borrowers as a Certified Development Corporations for over 30 years. As a nonprofit, we partner with the SBA and local lenders to provide long-term, fixed-rate financing for small businesses investing in real estate or equipment.

Since 1995, we’ve funded more than 800 projects totaling over $2 billion, supporting businesses across the state of Texas. With decades of expertise, strong regulatory knowledge, and trusted relationships, we help Texas businesses navigate program regulations and secure the financing needed to grow.

Testimonials